Online Education

Online Education

In the present day, we make use of Computers in each and every field. Computers have immense applications in the sectors of Financial Management, Medical Sciences, Economics, chemical engineering, civil engineering, Businesses, & Education and so on. The times when studies, happened to be restricted to having to learn sessions from textbooks are a thing of the past. Online education happens to be poised for a great leap and students have the earth inside their pockets. To be able to learn online happens to be a breeze.

Benefits of online chemical engineering and civil engineering tutoring

Online engineering and civil engineering tutoring happens to be more efficient compared to regular classroom tutoring. It happens to be the answer to our learning requirements for engineering courses. Help happens to simply be a click away. Experts aid students in understanding all Engineering Assignment and civil engineering concepts.Online tutoring is suitable for the students. Students gain knowledge of computers at residence, a one-on-one educational process that they are able to carry out from the ease of their residence in a stress-free manner. On the whole, tutorials happen to be exhaustive, all-inclusive and online. Students look at a lot of things even as they learn.

Websites offering Chemical Engineering Assignment Help/Chemical Engineering Homework Help and Civil Engineering Assignment Help/Civil Engineering Homework help have professionals who would be solving the homework and assignment is going to be sent to the students at a substantial price. You are able to pick your own tutor. Chemical engineering and civil engineering Homework help provides the student with high-quality awareness on the subject in being able to understand in a disciplined manner. This is to aid lots of students in being able to meet their homework requirements. Student happiness happens to be the main concern here. There happen to also be live online tutors/teachers who offer tutoring for homework/assignment help.

Experts have a highly developed level of understanding of subjects as well as enormous experience in tutoring/teaching students of all sorts, working together with them, guiding them and solving their assignment/ homework problems in chemical and civil engineering. They are going to be teaching the subjects in a way that you will find interesting. They aid students in understanding all chemical and civil concepts. Students are successful in submitting their assignment, homework, and projects in time. Students would be finding assignments more appealing and quite simpler now.

Educational Insurance Plan

Educational Insurence Plan

Provided by Metlife - Educare
Providing for your Child’s Education 
 

 
We all want the best possible future for our children and one of the most effective ways to give them a head start to a great life is through education. 

With MetLife’s Educare plan, we make saving for your child’s future easy. Regular savings coupled with an extensive range of benefits will help you prepare for the costs associated with sending your children off to university.

HOW THE PLAN WORKS

1. Planning for your Child’s Education

With this plan, you have the flexibility to decide on the length of the accumulation period (5 to 18 years) - depending on when your child will start college. At the start of the plan you will also be able to set your ‘target semester fee’ goal. 

2. How to save for your Child’s Education 

Educare is a flexible plan that allows you to contribute to the plan through different options:
•  Lump sum payment(s) 
•  5 or 10 year instalment plans 
•  Instalment plan throughout the full term of your accumulation period. 
Premium payments can be made annually, semi-annually, quarterly or monthly.

3. Tuition Payment Period 

When your child enters college, Educare guarantees that he or she will receive: 
•  Guaranteed semi-annual payments to help pay for tuition expenses 
•  A final lump sum payment equal to the final year tuition fees as a head start graduation gift 

Benefits of Educare

Educare not only guarantees your ability to afford the cost of higher education but also helps you protect your investment and your child’s future. Below are the main plan benefits: 

1. Guaranteed Semi Annual Tuition Payments

Whatever the market condition, the semi-annual payments you have planned to pay for tuition is guaranteed and will increase year after year.

2. Investment Performance Bonuses

We have made it our policy to pay a bonus to our customers when the company’s investment performance is good. Starting from the 3rd policy year, when bonuses are declared, you will be credited on your policy anniversary and earn profit until the plan matures.
3. Guaranteed Post Graduation Start-up Benefit
In addition to tuition payment, you will receive a generous guaranteed benefit equal to the final year college tuition fee, payable 3 years after graduation. 

This benefit can be:    • Received as a single lump sum;
                                    • Used to buy insurance or to be re-invested 
                                    • Used as a combination of both.
4. Valuable Insurance Protection
It’s reassuring to know that Educare comes with a wide range of benefits that guarantee your child’s education plans continue, even if life’s unexpected mishaps strike.

Insurance Protection for the Payer

Waiver of Premium in case of Death or Disability
This benefit ensures all remaining premiums will continue to be paid by MetLife in the unfortunate event of the policy owner’s loss of life or disability. This way, we guarantee the child’s education plans won’t suddenly be interrupted.

Critical Illness Insurance
Treating a critical illness can be expensive and often impacts a family’s future. To ensure that your child’s education expenses are covered no matter what happens, Educare comes with an insurance protection that provides five (5) annual payments upon diagnosis of a covered critical illness. This valuable benefit protects your child’s pre-college education and maximizes his or her chance to attend the University of his or her dreams.
WHY IS EDUCARE THE PERFECT PLAN FOR YOU? 
With a goal as important as your child’s education, you should be looking into an investment strategy that will guarantee you reach your goal. 

Educare will help you:  
 • Achieve a systematic approach to saving 
 • Ensure that your investment will keep on earning interest
 • Make sure that your child’s college education goes as planned even with life’s unexpected twists and turns.

                                           Year                   Guaranteed Amounts             
                                 1st year of College          USD 20,000  annually
                                 2nd year of College         USD 22,000  annually
                                 3rd year of College          USD 24,000  annually
                                 4th year of College          USD 26,000  annually
                             3 years after graduation       USD 26,000  lump sum

                                                                          TOTAL   USD 118,000

WHAT SHOULD YOU DO NEXT?

Ask a MetLife Insurance Consultant to provide you with an illustration that demonstrates how Educare can help you reach your goals and give your children the best start in life.

Education Insurance Policy by SBI

Education Insurance Policy by SBI

 

As a caring parent you would always want your child to get the very best. To ensure that you fulfil dreams that you may have for your loved ones, financial planning for their secured future is very important.

With growing standard of living, the expenses for educating your child are rising. If your wish to start planning or saving for your child’s education expense in advance, it always helps to look at insurance as one of the investment avenues. It is a guaranteed product that delivers at the time your child needs the money.

Insurance and Your Children’s Higher Education
Like every parent, you must have dreams for your child with the best education. Life Insurance provides you with financial support for your child’s education in case of any unforeseen events. With proper financial planning, you can also grow your investments catering to even bigger dreams of your child.

The objective of an insured parent should be to provide for his family’s every day needs as well as provide for his child’s future expenses such as education and marriage. Many insurance policies provide money to you or your child when they are in the age group of 18-26 years.

How much life insurance do you need?
There are two ways of providing for your children

- You insure yourself for a large sum that provides for your children’s future expenses, along with the rest of your family’s expenses for the future.

- In addition, you provide for your child’s future expenses through an insurance policy (in addition to other investments that you may be making) that will ensure she/he receives money at the age you want them to, in your presence or absence.

Some questions to consider when calculating your level of life insurance coverage:

1. What are your financial goals? In terms of your present requirements, your savings, your financial aspirations - in terms of buying a car, or owning a house if you are living in a rented home, etc.
2.  In order to reach your goals, what other financial planning strategies do you have in place? For example, if you are planning to buy a house after 2 years, then how much money will you need to make a down payment (if it is financed through a loan)? Can your investments be liquidated at that point in time?
3.  Do you want only enough insurance for your survivors to get by financially, or do you want to have enough to encompass higher education and/or spouse’s retirement requirements?

What should your children’s policy cover you for?

If you are the parent/guardian who is going to pay premium for your child’s policy, ensure that your policy offers you

Waiver of premium : In the event of your death or an accident that disables you permanently, this clause is available to the insured parent, where no further premiums need to be paid.

Money guaranteed at a certain age : The objective of a children’s policy is to ensure that the child receives a certain lump sum amount of money at a fixed age. Hence, if the parent dies at an early age, the policy should continue, where no further premiums need to be paid and the child should still receive a fixed sum of money at a particular age.

Policy should not cease upon death of the insured parent or guardian : Few policies offer the sum assured plus the bonus for the term and discontinue the policy from thereon. Please ensure that if the objective of your purchasing a policy is to provide your child with money at a certain age, your policy does not discontinue in the event of your early demise.

Insurance for Higher Studies

Insurance for Higher Studies

Main Points To Consider:

 

Managing a Higher Education institution, you focus on cutting-edge research, international studies, new technologies, accomplished faculty and high-achieving students. Let Chubb take care of your insurance needs. We provide insurance to 50% of the top 50 liberal arts colleges listed in the U.S. News & World Report: Best Colleges 2014. As active members of the University Risk Management and Insurance Association (“URMIA”), we share our 30+ years of knowledge at conferences and provide sponsorships and scholarship funding.                         

We have developed tailored insurance products and services to help protect you from myriad of following hazards

 

 

A fire in the Student Centre destroys computer equipment and furniture

1. A maintenance worker is injured when falling from a ladder while replacing light fixtures.
2. A school vehicle collides with another vehicle resulting in bodily injury and physical damage.
3. A campus visitor is seriously injured when a railing in the library atrium collapses.
4. A minority student alleges failure to provide due process and discriminatory treatment while being expelled for disciplinary reasons.
5. A college CFO sets up a fictitious vendor and submits fraudulent invoices which are paid by the college.

Check the Below:

1. Without proper insurance protection, your institution risks learning an expensive lesson. Our Chubb's Customary for Educational Institutions package product provides product and liability insurance tailored specifically for colleges and universities. 
2. Concerned about an allegation of mismanagement, failure to educate, or a lawsuit from a faculty member claiming failure to grant tenure? Chubb'sForefront Portfolio for Not-for-Profit Educational Institutions is designed specifically to meet those complex needs.
3. Research buildings with chemical storage; demolition, expansion and construction activities; above and underground storage tanks; herbicides, pesticides and fertilizers used for campus grounds–are all exposures found at college and universities. Chubb's Environmental Solutions team can develop insurance programs tailored to your school's specific needs. 
4. Every country's regulations, legal system and exposures are unique. Overseeing your international branch campuses and your ever-expanding study abroad program creates many challenges. Chubb's Multinational solutions provide insurance to meet the needs of colleges and universities. 
5. As the academic world expands, faculty and administrators spend more time on the road...and the risks of travel accidents and emergencies can increase. Health, life and workers compensation insurance many not cover the risks sufficiently–and in some cases won't cover them at all. Business Travel Accident Insurance can help fill coverage gaps, at home and abroad.